Will the ‘shape’ of the smart contract be the same for all insurers?

The ‘shape’ is determined by the specific insurance contract – for example a Quota Share has a different ‘shape’ to an Excess of Loss contract.

A standard contract shape for each type of product/risk category will be developed as required, and be reused for other customers i.e. products developed for one market/customer will be reused (although some modification may be necessary from one jurisdiction to another).